XP Pro keeps restarting after error message of SMART failure predicted. Can't get in safe mode. Any suggestions on how to copy all programs and files to another HD? Or jumpstart my HD?

What type of drive?

You can create a bootable floppy Diagnostic for the drive. Here is a list:

http://www.tacktech.com/display.cfm?ttid=287

You can also try putting the drive into another computer as a slave & try to access it.